Plymouth is a fantastic place to buy a house; with Dartmoor on your doorstep, Plymouth waterfront a stones throw away and all of Devons attractions, it really is a a fantastic place to buy. To help with the process of buying a property we have put a simple guide together on the steps that estate agents in Plymouth and Devon can support you through. It is always good to be informed.
Below you will also be able to search for properties on the market in Plymouth and the surrounding areas. Further down the page you will be able to read through the guide on buying, from being prepared to making the right choices and being informed. We will not list estate agents Plymouth but most advertise on Rightmove so you can see all properties in one place. See properties Aspire Estate Agents currently have on the market using the property search feature below.
Looking for your first home? The process of buying a first home can seem pretty daunting, but Phil Spencer has some essential advice for first-time buyers. His handy tips to take you through the process include:
1. Being sure you can afford it – making sure you have at least a 5% deposit plus extra cash for legal and moving costs.
2. Consider Government schemes – the Government offers a host of schemes to help first-time buyers from starter homes and Lifetime ISAs to Help To Buy and Shared Ownership.
3. Do your homework – narrow requirements to must-haves and nice-to-haves 4. Check out current values and sold prices – do your research with Zoopla’s house price tool
5. Negotiate – as a first-time buyer with nothing to sell you are in a strong position, so make the most of it.
The first step to buying a property in Plymouth is to obtain a mortgage. A mortgage is a loan taken out to buy property or land. Most run for 25 years but will vary. The loan is ‘secured’ against the value of your home until it is paid off. Aspire Estate Agents advise that you speak to an independent financial advisor, who will have access to most lenders and the various deals offered. It is also a good idea to list estate agents Plymouth and give them a call to recommend a good financial advisor. Aspire Estate Agents can also point you to our tried and trusted advisors in the local area.
There are several points to consider when searching for your ideal home. Whether you are looking for a flat or house, there are many variations, sizes, shapes and internal features that could make or break your decision. By contacting Aspire Estate Agents we can guide you through the things to consider so you only get offered viewings to the relevant properties on the market by plymouth estate agents.
The average house viewing lasts 20-30 minutes so it is good practise to write a checklist of concerns and queries while visiting the property, so not to forget anything important that you wanted to ask. You will normally view 3 or 4 that meet your criteria in a day and taking notes can help jog your memory when deciding which is best for you.
It is unlikely that the seller will accept your first offer unless it is at the asking price. You should work out how much you are willing to propose before entering negotiations. Aspire Estate Agents recommend that you devise a list of reasons to put forward if you are offering under the asking price to support your rationale for offering below the asking price.
It is essential to choose the right solicitor when purchasing a house as it will impact the progression of the sale. Aspire Estate Agents can assist you in selecting the best company possible or again, list estate agents Plymouth and call each for a recommendation.
When your offer has been accepted you will meet with your financial advisor to complete the mortgage application. Once all the paperwork has been approved, the mortgage company will direct the survey to go ahead. After the survey provides you with your valuation, you should receive your mortgage offer.
When all the legal paperwork has been signed off and a completion date has been agreed between you and the seller, your legal representative will invite you to review and sign the contracts. These are then exchanged with the sellers solicitor. Aspire Estate Agents will help you all the way through the final steps to move in!
Property prices in Plymouth vary depending on the area that you are looking to purchase. The market fluctuates but below you will see the average sale prices for different types of property in Plymouth and the surrounding suburbs over the last year. It is important you find the right houses so it is a good idea to list estate agents Plymouth and enquire with each based on your requirements and specifications. Good estate agents in Plymouth will be able to point you to their stock that may be suitable.
|Location||House/Flat||No of Bedrooms||Average Price|
|Plymouth||Detached houses||3 (average)||£350,888|
|Plymouth||Semi-detached houses||2 (average)||£204,301|
|Plymouth||Terraced houses||2 (average)||£177,628|